ISO (INSURANCE) RATINGS 

What is the District’s ISO rating?

Effective February 01, 2017, the Falcon Fire Protection District’s ISO (Insurance Services Office) grading schedule has been updated to a Class 3/10 Fire Department. 

Class 3: Applies to all residential properties within five road miles of any Falcon FPD fire station or any of our neighboring Automatic Aid fire district stations, whether or not these areas are supplied with fire hydrants. 

Class 10: Applies to all properties that are not within five road miles of a Falcon FPD fire station or one of our neighboring Automatic Aid fire district stations, regardless of fire hydrant protection.

What are ISO ratings and how are they determined?

ISO ratings help determine the cost of homeowners insurance. (Note: Not all insurance companies use ISO ratings.) Ratings are based on evaluations of several categories, including:

  • Personnel

  • Water supply

  • Equipment

  • Training

  • Call volume

Ratings are on a scale of 1-10, with 1 being the best rating. Higher protection class ratings translate to more expensive homeowner’s insurance premiums.